How long does it take to pay off a loan?

A Moneyboat loan takes between two to six months to pay off, depending on the loan duration you choose in your application. You can also choose whether to pay off your loan in weekly or monthly instalments.

If you already have a loan with us, you can see its duration and final repayment date in your Moneyboat account: Log in or register here.

In your account, you’ll also be able to repay your loan in full without incurring any early repayment fees.

Have a loan but haven’t registered your account yet? It’s easy. Just use the same email or mobile number you used during your application.

If you’re worried that you won’t be able to repay your loan on time, please get in contact with us as soon as possible. The sooner we speak, the sooner we can help you:

We’re open Monday to Friday, 8am to 7pm (excl. Bank Holidays).

(Last reviewed on 10 August 2026)

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Your comments will be used to improve this article. If you need to speak with us about your loan, please call us on 0203 818 7470 or email us at thecrew@moneyboat.co.uk. We're here to help Mon–Fri, 8am–7pm (excl. Bank Holidays).

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